Remit Money Abroad Legally — CA-Certified, Bank-Ready
Form 145 [old-Form15CA] is a self-declaration submitted online by the remitter (person sending money outside India) to the Income Tax Department, confirming that taxes applicable on the foreign remittance have been deducted or that the remittance is not taxable. Form 146 [old-Form 15CB] is a certificate issued by a Chartered Accountant confirming the nature of the remittance, applicable DTAA provisions, and TDS rates — required for certain categories of remittance.
As per Rule 220 [old Rule 37BB] of the Income Tax Rules and Section 393 [old- section 195] of the Income Tax Act, Form 145/146 [old-Form 15CA/15CB] is mandatory for most foreign remittances above ₹5 lakh per year (with certain exemptions). Banks require these forms before processing the wire transfer. Failure to obtain the forms before remittance can lead to penalties under Income Tax Act.
VITTAX provides end-to-end Form 145/146 [old-Form 15CA/15CB] services — our CA reviews the transaction, determines taxability, applies DTAA, computes TDS, issues the 146 [old-15CB] certificate, files 145 [old-15CA] online, and delivers all documents for your bank within 24–48 hours.
Who Needs Form 145/146 [old-Form 15CA/15CB]?
Our Process
Transaction Review
Understand the nature, purpose, and amount of the remittance.
Taxability & DTAA Analysis
Determine if TDS applies under Section 393 [old section 195]; apply DTAA if available.
146 [old-15CB] Certificate Issuance
CA issues Form 146 [old Form 15CB] digitally signed — bank-ready.
145 [old-15CA] Filing Online
File Form 145 [old Form 15CA] on Income Tax portal; obtain acknowledgement number.
Document Delivery
Deliver 145 [old-15CA] acknowledgement + 146 [old-15CB] PDF to you for bank submission.
Documents Required
Pricing
Standard
₹1,999 per transaction
Single 145+146 [15CA + 15CB] (routine remittance)
Ideal for: One-time or occasional remittances
Bundle — 5 Transactions
₹7,999 (save ₹2,000)
Discounted bundle for regular remitters
Ideal for: Businesses with regular foreign payments
Annual Retainer
₹24,999/year
Unlimited 145/146 [15CA/15CB] for the year
Ideal for: Companies with frequent foreign remittances
FAQs
Is 146 [old-15CB] always required along with 145 [old-15CA]?
No. For remittances below ₹5 lakh per year or for certain exempt categories in Rule 220 [old-37BB], only 145 [old-15CA] (Part A or D) is needed without 146 [old-15CB].
How fast can you turnaround a 146 [15CB] for urgent bank submissions?
Express 24-hour service available at no extra charge for retainer clients. For individual transactions, express service at ₹500 additional.
What if TDS needs to be deducted on the remittance?
We compute the TDS, advise on payment via challan, and ensure the 145[old-15CA] reflects TDS deduction correctly — keeping you fully compliant.
⚡ Form Reference
Transaction reviewed, DTAA applied, certificate issued, portal filed — all in one seamless service