Virtual CFO & Advisory

Basic Virtual CFO

Foundational CFO Support — Compliance + Cash Flow + Clarity

✦ All Compliance Deadlines Owned ✦ Monthly Finance Review Call ✦ Senior CA Available On-Call
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What is a Basic Virtual CFO?

A Basic Virtual CFO provides the foundational financial leadership layer that every growing business needs but often lacks — systematic compliance management, monthly financial reporting, cash flow monitoring, and a senior financial perspective available on-call. Unlike a full-time CFO who costs ₹20–60 lakh per year in salary alone, a Virtual CFO delivers similar strategic value at a fraction of the cost, making it accessible for SMEs, startups, and family businesses.

The Basic tier is designed for businesses that have their bookkeeping in order but need someone to own the financial reporting, ensure all compliance deadlines are met across GST, TDS, PF/ESI, MCA, and Income Tax, and provide monthly financial insights to the promoter or management. Your Virtual CFO participates in monthly finance review calls and is reachable via WhatsApp/email/video call for day-to-day queries.

This is the ideal entry point for businesses with ₹0–10 crore annual revenue that are growing but do not yet justify a full-time Finance Manager or CFO.

⚠️ A full-time CFO costs ₹20–60 lakh per year in salary alone — a Virtual CFO delivers similar strategic value at a fraction of the cost.

Who Needs a Basic Virtual CFO?

✔ Founder-Led SMEs: Promoter-driven SMEs where the owner handles all finance decisions personally
✔ Growing Businesses: Businesses with ₹0–10 crore turnover growing toward professionalism
✔ Post-Funding Startups: Companies that just completed a funding round and need financial discipline
✔ Compliance Backlog Cases: Businesses that have missed compliance deadlines and need a reset
✔ Family Businesses: Family businesses transitioning to a more professional management structure

What's Included

📋 Compliance Management

• Ownership of entire compliance calendar — GST, TDS, PF/ESI, PT, MCA, IT
• Monthly statutory filings review and sign-off
• Advance tax planning and quarterly deposit scheduling
• Annual ITR and MCA filings coordination

📊 Financial Reporting

• Monthly P&L, Balance Sheet, and Cash Flow review
• Working capital and liquidity position monitoring
• Key ratio analysis — profitability, leverage, efficiency

💡 Advisory

• Monthly finance review call with promoter/management
• On-call advisory — phone/WhatsApp/email
• Review of key financial decisions — pricing, capex, vendor credit terms

Our Engagement Model

1

Onboarding

Deep-dive into your business — understand financials, compliance status, pain points.

2

Compliance Reset

Identify and clear any backlog; set up compliance calendar.

3

Monthly Rhythm

Monthly close → reports → finance review call → advisory inputs.

4

Annual Planning

Year-end review, budget setting for next year, tax planning.

Pricing

MONTHLY RETAINER

Basic Virtual CFO

₹19,999/month

For businesses up to ₹10 Cr revenue

Ideal for: SMEs upto ₹10 Cr revenue, founder-led businesses

  • ✓ Full compliance calendar management
  • ✓ Monthly financial reporting
  • ✓ Monthly review call
  • ✓ On-call advisory (24 hrs/month)
  • ✓ Annual ITR + MCA coordination
VITTAX Fee: ₹19,999/month  |  Govt. Fees: Nil
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FAQs

Do I still need my own accountant or bookkeeper?

Yes — the Virtual CFO works alongside your bookkeeper (or our bookkeeping team). The CFO reviews, advises, and manages; the bookkeeper executes day-to-day recording.

How is this different from a regular CA retainer?

A CA retainer typically covers compliance filings. A Virtual CFO covers compliance plus strategic financial oversight — cash flow management, financial performance review, decision support, and advisory.

Can I upgrade to a higher tier as my business grows?

Absolutely — you can upgrade to the Growth or Startup Advisory tier anytime. We ensure a smooth transition.

Quick Enquiry

Basic Virtual CFO₹19,999/mo

At a Glance

Target Revenue₹0–10 Crore
Advisory Hours24 hrs/month
Review CallMonthly
Govt. FeesNil

⚡ Compliance Covered

GST + TDS✔ Owned
PF / ESI / PT✔ Owned
MCA + ITR✔ Owned
Advance Tax✔ Planned

Get Your First Virtual CFO — Professional Finance Leadership Starts Today

Compliance owned, financials reviewed, decisions supported — senior CA-level oversight at SME pricing

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