Your Money, Your Future — Plan With Confidence
Personal financial planning is a comprehensive, goal-oriented approach to managing your personal finances — covering income & expense budgeting, investment planning (mutual funds, stocks, real estate, PPF/NPS), insurance adequacy, tax planning, retirement planning, children's education planning, and estate planning. Unlike ad-hoc financial decisions, a financial plan integrates all aspects of your personal finance into a coherent roadmap aligned with your life goals and risk appetite.
VITTAX's personal financial planning service is delivered by qualified CAs and NISM-certified advisors who understand the tax and investment dimensions together — a critical difference from standalone investment advisors who focus only on products. Our advice is fee-based and unbiased — we do not earn commissions on products we recommend, ensuring our interests are fully aligned with yours.
Who Needs Personal Financial Planning?
Pricing
Financial Health Check
₹3,999 one-time
One-time review and recommendations
Ideal for: Individuals seeking a financial reality check
Comprehensive Financial Plan
₹6,999 one-time
Full plan across all life goals
Ideal for: Families, HNIs, NRIs wanting a complete financial roadmap
Financial Planning Retainer
₹9,999/year
Ongoing advice + annual review
Ideal for: Individuals wanting year-round financial guidance
FAQs
Do you recommend specific mutual funds or stocks?
We recommend asset classes and fund categories based on your goal and risk profile. Specific fund selection is part of the Comprehensive Plan. We do not earn commissions on any product we recommend.
How is this different from going to a bank or insurance agent?
Banks and agents earn commissions on products they sell — creating a conflict of interest. VITTAX charges a flat fee and recommends what is best for you, regardless of commissions.
⚡ Areas Covered
Fee-based, unbiased advice — tax and investment integrated for your life goals